Meet BlueBean

We modernize the Procurement Card so you save time and earn more on every online and in-store purchase.

Screenshot of an Office Depot checkout webpage along with a digital credit card and virtual card request options. The checkout page displays payment information, order summary, and a total amount of $116.67, with a green confirmation buttons for budget, policy, and vendor.

Why BlueBean?

The modern card program: all-in-one solution to delight users, procurement and finance.

Simplified stack

All-in-one card and expense management system - no forms, no bank portals, no expense tools.

Digital banking app screen showing a virtual credit card labeled 'Your Bank' with three green check-marked tags: 'Budget,' 'Policy,' and 'Vendor.'
Digital credit card with purple background displaying card number, expiration date 04/28, and CVV 075.

Delighted users

Automated issuance, allocation, and one-click receipt capture - less manual work.

Online checkout page showing payment details, order summary, and a virtual credit card on a mobile device.

Built-in compliance

Advanced pre- and post-payment compliance controls and reporting - no manual review.

Learn how to use BlueBean

(in about a minute)

Setting up BlueBean is as easy as 1 - 2 - Click!

Connect your eligible business or corporate card account.

Blue square icon with the number one in white.

Set up your controls and invite your employees.

Blue square with rounded corners and the white number 2 in the center.

Click to pay with complete control at every online check out.

Refresh icon with a circular arrow and a computer mouse cursor

Any questions?

Which banks work with BlueBean to issue virtual cards?

We are excited to announce new card issuers coming Q1 2026

Where to start your journey with BlueBean?

Simple white arrow pointing to the right.

P-Card

Simplify your current P-Card program with one uniform process.

Icon of a document with a dollar sign on it, representing a financial or billing document.

T&E

Consolidate P-Cards and T&E Cards into a single card program.

Icon of two arrows forming a circle around a dollar sign, representing a currency exchange or financial transaction.
Right-pointing arrow icon on a black background

Online Catalogs

Expand P-Card usage to all online purchases and eliminate invoice pay.

Icon of a calendar on a purple background

Get Started with BlueBean — and Turn Every Dollar into Value

For In-Store Purchases

Virtual cards issued on BlueBean work with your digital wallets.

The BlueBean mobile app seamlessly helps you manage your expenses on the go: automated expense reports, receipt capture and accounting.

Person holding a smartphone displaying a banking app with a balance of $279.47.

What is BlueBean?

BlueBean is the first card-native, AI-controlled spend and expense management platform that embeds finance directly into every business checkout — online and in-store. By connecting card issuance, approvals, and accounting logic at the point of payment, BlueBean ensures every transaction is controlled before it happens and captured automatically after it completes.

Employees pay the same way they do as consumers — by tapping or clicking — while finance and procurement teams retain real-time visibility, enforced policies, and automated accounting across all spending.


One platform that scales from expenses to all online and in-store spending

Organizations can start with BlueBean by automating expense tracking and receipt capture for existing cards. From there, they can expand to issuing secure virtual cards with embedded controls for online and in-store purchases, and ultimately manage all company online and in-store spending through a single, card-native platform.

This progressive approach allows teams to scale without changing tools or retraining employees. Whether managing day-to-day expenses or company-wide purchasing, BlueBean provides a consistent foundation for controlling, paying, and accounting for every transaction.


Why BlueBean is different from traditional spend management platforms

Traditional spend and expense management platforms rely on portals, catalogs, reimbursements, and invoice workflows to control spending. These models introduce friction, delay purchasing, and create operational overhead for employees, procurement, and finance teams.

BlueBean replaces portals and invoice payments with embedded finance. Controls, approvals, and payments are executed directly at checkout using card-native technology. The result is faster purchasing, stronger compliance, reduced accounting workload, and a fundamentally simpler way to manage business spend.

Join the Companies Turning Spend Into Savings with BlueBean

Companies of all sizes use BlueBean to control spending, automate accounting, and earn rebates on every dollar spent.  

Logo for Outdoor Pride Landscape & Snow Management, featuring a snowflake and leaf design in a hexagon with blue and white colors.
Cognitics logo in blue text with the tagline 'an IBM Company' underneath.
ExocelBio logo with infinity symbol and company name
Logo for BLU Buying Club with the tagline 'Together for more buying power'.
Logo of a house outline with the text 'Simplified Management, Inc.' beneath

Chris Skinner
VP Research & Development, Cognitus

“We use BlueBean to make employee expenditures easier to manage. When someone needs to book a flight or buy office supplies, BlueBean not only gives them access to a virtual card to make the purchase, but automatically captures the receipt and related information, saving them the time and hassle of submitting an expense report.“

A middle-aged man with a bald head and a full gray beard, wearing a black blazer and a light-colored shirt, smiling against a blue background.
Cognitus logo in blue with the words 'an IBM Company' below it.

Teagan Clare
Lab. Technician, Safety Officer, ExocelBio

“With BlueBean, getting virtual cards approved at check out and capturing receipts for buying lab supplies is so simple. The auto-approval keeps spending in check and manual approval is only needed for exception purchases. By using their marketplace we were able to save 10% from what we used to pay.”

A young woman with shoulder-length light brown hair and blue eyes smiling at the camera. She is wearing a colorful shirt with a tropical pattern and a black choker necklace. The background shows a whiteboard with red marker drawings and a door.
Exocelbio logo with two linked circles and the company name in purple text.

Eric George
Co-Founder and CEO, Blu Buying Club

“I was blown away by the Blue Bean extension. It only took 10 minutes to learn, and it is incredibly easy to use. The BlueBean solution has streamlined vendor management and simplified payments and accounting. It's intuitive and saves us valuable time, allowing us to focus on business growth and automate back office tasks.”

Close-up portrait of a middle-aged man wearing glasses and a white collared shirt, smiling softly against a plain white background.
Logo of BLU Buying Club with slogan "Together for more buying power" in blue text on a black background.

Ready to See BlueBean in Action?

2% Average Rebate

100% Automated

Instant Card Issuance