Embedded Finance for Online B2B Procurement – Virtual Card Payments Made Simple

Accelerate compliant online purchasing with virtual-card-native payments built for procurement, finance, and IT teams. BlueBean automates controls, simplifies buying, and keeps spend fully governed—without slowing down your business.

Online checkout webpage with payment details, order summary, and virtual credit card info displayed over a light purple background.
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Step-by-step illustration of requesting a virtual credit card. First screen shows a form to enter a purchase amount and choose between one-time or subscription. Second screen displays approval request with profile picture and approval icon. Third screen presents a virtual card with bank details, card info, and options to autofill or request a new virtual card.

Virtual-Card-Native Payments Built for Business Procurement

Online B2B purchasing should be simple, compliant, and fast. BlueBean enables teams to receive virtual cards directly from the purchase request, creating a seamless workflow from request to payment.

Every request automatically passes through budget, policy, and supplier controls before a virtual card is issued. Only compliant requests proceed; exceptions are routed for quick manual review.

Result: Real-time control, zero manual policing, and fewer downstream reconciliation issues.

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Digital banking app screen showing a virtual credit card labeled "Your Bank" with a blue background and white text, along with three green check-marked labels: Budget, Policy, and Vendor. Includes options for autofill and requesting a new virtual card.

Embedded Controls for Real-Time Policy and Budget Enforcement

BlueBean ensures purchasing rules are enforced at the moment they matter—before money leaves the business.

Our embedded controls include:

  • Budget checks across projects, cost centers, and spend categories

  • Policy enforcement including approval thresholds and category restrictions

  • Supplier governance preventing purchases with unapproved vendors

Once validated, cards are issued instantly and automatically. Teams stay compliant without extra work.

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Cards Designed Specifically for Online Business Purchases

Modern digital buying requires flexible, secure payment instruments. BlueBean offers virtual cards tailored to each procurement scenario:

One-time-use cards for high-security single purchases

Close-up of a yellow and blue button with the text 'One Time' in white font.

Subscription cards built for SaaS or recurring vendor charges

Blue subscription button with white oval border and the word "Subscription" in white text.

Budget cards stored securely for marketplaces like Amazon

Green button with white text that says 'Budget' inside an oval shape with a blue border.

Each card type is governed by granular controls—amount, duration, category, merchant—ensuring purchases stay compliant.

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Flowchart showing the process of transaction authorization and data exchange between a checkout system, a bank card, Office Depot, BlueBean, and other accounting systems, using MCC and G/L codes.

Digital-Native Transactions with Built-In Security and Transparency

Traditional invoice-based procurement introduces friction and errors through document handoffs and re-entry. BlueBean captures digital-native transactions at the source:

  • Full data integrity

  • Zero manual re-keying

  • Real-time visibility for accounting and procurement

Every transaction is instantly categorized, enriched, and ready for accounting.

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Ready to streamline online B2B purchasing?

BlueBean delivers secure, compliant virtual-card-native payments—built for the way businesses buy today.

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