Product

Spend & Expense Management with Embedded Virtual Card Payment

One Platform to Control Spend, Pay Suppliers, and Automate Expenses

BlueBean brings procurement, virtual cards, and expense automation together in a single platform designed for growing companies. Control every purchase, automate approvals, pay suppliers instantly, and capture expenses with built-in accounting automation.

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What the BlueBean Product Does

BlueBean is a spend and expense management platform that helps finance and procurement teams control company spending from request to reconciliation. Employees make approved purchases using virtual cards for online and in-store payments, while finance teams gain real-time visibility, automated controls, and accounting-ready data.

From procure-to-pay and tail spend to expense management and reporting, BlueBean replaces fragmented tools and manual processes with one streamlined system.

Core Product Capabilities

Embedded Payments & Purchasing

Buy Anywhere with Built-In Virtual Card Payments

BlueBean enables secure purchasing through embedded virtual cards issued automatically after approval. Employees can pay suppliers online or in-store without sharing physical card details, while every transaction is captured and reconciled automatically.

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Online Purchases
In-Store Purchases

$0.00 $1.00 $10.00 $100.00

Expense Automation

Automate Expenses from Payment to Accounting

Expenses are captured at the moment of payment, not weeks later. BlueBean automatically collects receipts, matches them to transactions, and prepares expense data for accounting—reducing manual work and errors.

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Receipt Capture ➜
Expense Tracking ➜
Accounting Automation ➜

Approval Workflows & Controls

Enforce Financial, Policy, and Supplier Controls

BlueBean gives finance and procurement teams granular control over how money is spent—without slowing the business down. Approval workflows and controls are enforced before payment, not after.

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Financial Controls ➜
Policy Controls ➜
Supplier Controls

Spend Reporting & Visibility

Real-Time Spend Reporting Across the Company

Track spending across teams, suppliers, and categories in real time. BlueBean provides a clear, centralized view of company spend to support better decisions and stronger controls.

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Spending Dashboard ➜

Virtual Cards for Secure Business Payments

Modern Business Payments Built for Control

BlueBean uses virtual cards to replace manual invoices, reimbursements, and unsecured card sharing. Each card is issued for a specific purpose, amount, and supplier—dramatically reducing fraud risk while simplifying reconciliation.

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Online Payment ➜
Mobile Payment ➜
Card Types ➜

Powered by Trusted Card Issuers

BlueBean works with leading card networks to issue virtual cards that are widely accepted and trusted by suppliers worldwide.

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American Express ➜

A Platform Built for Every Spend Flow

Modern Business Payments Built for Control

Control purchase requests, approvals, payments, and accounting in one seamless flow.

Online Payment ➜

Tail Spend

Handle low-value, high-volume purchases without complex supplier onboarding.

Tail Spend ➜

Expense Management

Replace reimbursements with real-time, card-based expense capture.

Expense Management ➜

Designed for Finance and Procurement Teams

BlueBean is built for teams that need control, visibility, and speed:

✔ Procurement leaders managing supplier spend

✔ Finance teams enforcing budgets and policies

✔ Controllers and accountants reducing manual work

✔ CFOs gaining real-time spend visibility

✔ IT teams looking for fast, secure deployment

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How the BlueBean Product Works

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Step 1

Request or initiate a purchase or expense

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Step 2

Approvals and controls apply automatically

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Step 3

Pay with a virtual card (online or in-store)

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Step 4

Receipts, expenses, and accounting data are captured instantly

Why Companies Choose BlueBean

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Faster close with clean accounting data

No reimbursements or invoice chasing

Embedded payments with built-in controls

One platform instead of disconnected tools

Simple deployment for small and mid-size teams

See the BlueBean Product in Action

Ready to simplify how your company spends money?

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