Product
Spend & Expense Management with Embedded Virtual Card Payment
One Platform to Control Spend, Pay Suppliers, and Automate Expenses
BlueBean brings procurement, virtual cards, and expense automation together in a single platform designed for growing companies. Control every purchase, automate approvals, pay suppliers instantly, and capture expenses with built-in accounting automation.
What the BlueBean Product Does
BlueBean is a spend and expense management platform that helps finance and procurement teams control company spending from request to reconciliation. Employees make approved purchases using virtual cards for online and in-store payments, while finance teams gain real-time visibility, automated controls, and accounting-ready data.
From procure-to-pay and tail spend to expense management and reporting, BlueBean replaces fragmented tools and manual processes with one streamlined system.
Core Product Capabilities
Embedded Payments & Purchasing
Buy Anywhere with Built-In Virtual Card Payments
BlueBean enables secure purchasing through embedded virtual cards issued automatically after approval. Employees can pay suppliers online or in-store without sharing physical card details, while every transaction is captured and reconciled automatically.
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Expense Automation
Automate Expenses from Payment to Accounting
Expenses are captured at the moment of payment, not weeks later. BlueBean automatically collects receipts, matches them to transactions, and prepares expense data for accounting—reducing manual work and errors.
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Approval Workflows & Controls
Enforce Financial, Policy, and Supplier Controls
BlueBean gives finance and procurement teams granular control over how money is spent—without slowing the business down. Approval workflows and controls are enforced before payment, not after.
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Spend Reporting & Visibility
Real-Time Spend Reporting Across the Company
Track spending across teams, suppliers, and categories in real time. BlueBean provides a clear, centralized view of company spend to support better decisions and stronger controls.
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Virtual Cards for Secure Business Payments
Modern Business Payments Built for Control
BlueBean uses virtual cards to replace manual invoices, reimbursements, and unsecured card sharing. Each card is issued for a specific purpose, amount, and supplier—dramatically reducing fraud risk while simplifying reconciliation.
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Powered by Trusted Card Issuers

BlueBean works with leading card networks to issue virtual cards that are widely accepted and trusted by suppliers worldwide.
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A Platform Built for Every Spend Flow
Modern Business Payments Built for Control
Control purchase requests, approvals, payments, and accounting in one seamless flow.
Expense Management
Replace reimbursements with real-time, card-based expense capture.
Designed for Finance and Procurement Teams
BlueBean is built for teams that need control, visibility, and speed:
✔ Procurement leaders managing supplier spend
✔ Finance teams enforcing budgets and policies
✔ Controllers and accountants reducing manual work
✔ CFOs gaining real-time spend visibility
✔ IT teams looking for fast, secure deployment
How the BlueBean Product Works
Step 1
Request or initiate a purchase or expense
Step 2
Approvals and controls apply automatically
Step 3
Pay with a virtual card (online or in-store)
Step 4
Receipts, expenses, and accounting data are captured instantly
Why Companies Choose BlueBean
Faster close with clean accounting data
No reimbursements or invoice chasing
Embedded payments with built-in controls
One platform instead of disconnected tools
Simple deployment for small and mid-size teams
See the BlueBean Product in Action
Ready to simplify how your company spends money?