Click to Pay — The Checkout Experience for Business Reinvented

Give employees a fast, consumer-style checkout while finance gets AI-driven controls, secure virtual cards, and automatic accounting — all in one click.
Shop directly on approved supplier sites

  • AI controls before every checkout

  • Instant, secure virtual cards

  • Automatic invoice capture & accounting sync

Screenshot of Office Depot checkout page displaying payment information and order summary, including a virtual card details on the mobile app.
Book a demo
Try with your AMEX for free
Screenshot of an online supplier management interface showing a menu on the left with categories like My BlueBean, Controls, Users, and Accounting, and a main panel listing three electronics suppliers: Focus Camera, KHP Cameras, and Company Camera, with their respective website URLs.

Simplified Access to Preferred and Negotiated Suppliers

BlueBean makes supplier access effortless. Just add supplier URLs — no portals, no integrations, no onboarding.

Employees can browse and buy through the BlueBean extension instantly.

If negotiated pricing is required, employees simply log in to supplier websites via SSO to view contracted rates.

Screenshots of a mobile app search for camera lenses, showing search results for three camera brands.

A Consumer-Native Experience for Every Employee

Employees shop the same way they do at home: same sites, same UX, same checkout flow.

Real-time product availability and pricing are naturally surfaced, eliminating the inevitable manual confirmations with outdated static catalogs and punchouts from traditional procurement.


AI-Driven Controls at Every Checkout

Before any card is issued, BlueBean performs instant AI checks:

A colorful abstract circular design with shades of blue, pink, and purple.
Green button with white text saying "Category and spend limits" and a white check mark.
Green button with white text that reads 'Budget availability' and a white checkmark icon on the right.
Green button with white text saying "Policy compliance" and a checkmark icon on the right side.
Green button with white text that says 'Supplier authorization' and a white checkmark icon on the right side.

Approvers only step in for exceptions — everything else is automated in one click.

Image of three credit cards in blue, purple, and green colors with card numbers, expiration dates, and CVV.

Secure, On-Demand Virtual Cards for Every Purchase

Every purchase gets its own virtual card with a unique PAN — for one-time payments, subscriptions, or cards-on-file.

  • One card per transaction or vendor

  • Built-in spend controls

  • Time-bound or recurring limits

  • Safer than shared corporate cards

Automatic Receipt Capture, Matching & Accounting Sync

BlueBean captures key data at authorization enabling GL account and cost object classification.

It then prompts employees for invoices or receipts, matches them automatically, and syncs everything to your accounting system at settlement.

Clean data. Complete documentation. Faster month-end.

Blue arrow pointing to the right.
Screenshot of Office Depot digital receipt showing a total of $117.99 paid on 11/12/2025 for a Fellowes P-30c Shredder, with options to add a screenshot or upload the receipt.

Step 1

Authorization

Downward arrow icon in purple

Step 2

Receipt & Data

Downward arrow icon on a black background

Step 3

Matching & Review

Downward pointing arrow icon in purple
Purple arrow pointing to the right.

Step 4

Accounting Sync

Purple arrow pointing to the right

FAQ

  • No. Unlike traditional procurement systems, BlueBean requires zero supplier onboarding, portal access, or catalog integrations.

    Employees simply shop on the supplier’s website. BlueBean’s browser extension adds the suppliers automatically, lets you add their URLs in seconds, and enforces purchasing controls at checkout without any vendor involvement.

  • Yes. Every online purchasing request is automatically scanned against your:

    • Budget

    • Financial authority

    • Company purchasing policies

    • Supplier rules

    BlueBean’s AI reads the cart content, verifies supplier status, validates authority levels, and ensures budget availability before a payment is made. If an exception is required, one click approves it.

  • BlueBean replaces the need for portals or curated catalogs.
    Employees simply open their browser, and the BlueBean extension:

    • Shows all preferred suppliers the company supports

    • Lets employees search vendors (like on Amazon, hotel sites, SaaS platforms, travel sites, etc.)

    • Redirects them to the correct online catalog

    • Can use your company's SSO login to access negotiated prices

    This ensures high compliance and removes training and portal maintenance.

  • When a purchase passes all automated checks, BlueBean issues a secure, one-time or multi-use virtual card:

    • Unique to that specific transaction

    • Preauthorized for the exact amount

    • Restricted to the selected supplier

    • Automatically linked to spending rules

    This prevents fraud, duplicate charges, and unauthorized expansion of scope.

  • Both.

    • Preferred suppliers are promoted first

    • If nothing matches, employees can expand to the broader web

    • Controls still apply for:

    1. Supplier approval

    2. Budget

    3. Policy

    4. Financial authority

    Even open-web transactions remain fully governed.

  • As soon as a transaction is completed, the BlueBean extension reappears to collect the receipt, either automatically or through upload.

    BlueBean then instantly:

    • Matches the receipt to the transaction

    • Extracts details

    • Attaches it to the accounting record

    • Sends it to your ERP or accounting system

    No chasing receipts. No reconciliation work.

  • Traditional P2P systems rely on:

    • Catalog maintenance

    • Supplier portals

    • Manual PO approvals

    • Back-and-forth confirmations

    • Invoice processing

    BlueBean eliminates all of that by using:

    • Browser-based guided buying

    • AI policy and budget checks

    • Secure virtual cards at checkout

    • Instant receipt and accounting automation

    This creates a portal-free, invoiceless, frictionless online purchasing experience.

  • In most cases: yes for online purchases.

    BlueBean enforces financial authority, budgets, supplier rules, and purchasing policies before money moves, which replaces the control purpose of POs.

    You may still use POs for exceptions, offline procurement, or high-value vendor agreements.

Reinvent Online Purchasing with One Click

Give employees a checkout experience they already know — with the controls and automation finance requires.

Book a demo
Try with your AMEX for free